IRS Installment Agreements

Experienced payment‑plan counsel in Dallas and Houston, TX. For many taxpayers, a well‑structured installment agreement is the fastest way to stop levies and garnishments, regain stability, and pay back taxes over time. We analyze your finances against IRS allowable expense standards, right‑size a monthly payment that is realistically affordable, and manage the submission so your plan is accepted and sustainable.

Common Options

• Guaranteed / Streamlined: Below policy thresholds, many plans require no financial disclosure and are approved quickly.
• Non‑Streamlined / Partial Pay: For larger balances, full financials (Form 433) may be needed and payments can be set below full‑pay amounts.
• Business plans: Payroll tax liabilities require special handling to protect operations and address trust fund exposure.

How We Help

• Calculate affordable payments using national and local standards and documented special circumstances.
• Position the case to avoid unnecessary liens when policy allows, or later request lien withdrawal.
• Set controls to prevent default—calendar deadlines, estimated payments, and reminders that keep you compliant.
• Coordinate with penalty abatement or a future Offer in Compromise when the facts support it.

What to Expect

Once an installment agreement is active, the IRS generally pauses new enforcement. Interest and some penalties continue to accrue, so we evaluate whether a combined strategy—such as abatement requests or a later OIC—produces a lower total cost. If finances change, plans can often be modified with updated documentation, and we help you navigate those adjustments.

FAQs

How fast can a plan start? Streamlined plans may be set up quickly once compliance is confirmed; complex cases take longer due to financial review.

Will the IRS file a lien? It depends on balance and policy. We advocate to avoid filing where possible and to withdraw liens when criteria are met.

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